feat(accounts): debt-detail, statement-closing-day, availableCredit (v0.5.0)#5
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feat(accounts): debt-detail, statement-closing-day, availableCredit (v0.5.0)#5
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…availableCredit Three AI-facing additions for credit-card debt reporting: - `accounts debt-detail <id>` wraps the existing backend breakdown endpoint with pro-AI defaults (`--mode=current_cycle --limit=100`) plus passthrough flags for `--anchor-date`, `--start-date`, `--end-date`, `--search`, `--only-pending`, pagination. - `accounts create --statement-closing-day <n>` reaches parity with `accounts update`. Lets AI create CREDIT cards with the cycle data needed for `debt-detail` to work without falling back to the 30-day synthetic window. The backend returns `creationWarning` on the account when the flag is omitted on a CREDIT type. - `accounts list` now derives `availableCredit = max(0, creditLimit - currentDebt)` client-side for CREDIT accounts with a non-null `creditLimit`. Omitted for other account types. Adds `DEBT_DETAIL_SMOKE.md` with 6 automated E2E scenarios and 2 manual checks (real-data validation + archived-account behavior). .gitignore picks up `*.dump`/`*.sql`/`dev-fixtures/` so no production data can slip into this public repo. Bumps to 0.5.0. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
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Summary
lucas accounts debt-detail <id>— pass-through overGET /api/accounts/:id/credit-debt-breakdownwith AI-friendly defaults (--mode=current_cycle --limit=100).lucas accounts create --statement-closing-day <n>— parity withaccounts update. Emitsaccount.creationWarningfrom the backend when CREDIT is created without it.lucas accounts listnow returnsavailableCreditfor CREDIT accounts with a non-nullcreditLimit.Bumps to v0.5.0. Changelog updated.
Why
Kimi (AI agent) was approximating current credit-card debt with a 7/14/21/31-day search loop, which inflated reported debt with already-settled prior-cycle charges. The backend already has the precise cycle math (
accounts.credit-debt-breakdown), it was only missing a CLI surface. This PR exposes it.Test plan
bun run test)bun run format,bun run typecheck,bun run lint,bun run build— all greendocs/DEBT_DETAIL_SMOKE.md):charges=400, payments=0, currentDebt=400charges=400, payments=20, net=380currentDebt == composedDebt + outsideRangeDebtholdscreationWarningpresent; default mode errors with Spanish message;--mode customsucceedslucasapp-front bun run buildandLucasApp xcodebuildboth greenBackend dependency
Requires
lucasapp-backend#19(merged & deployed 2026-04-20). ThecreationWarningfield only surfaces when the backend is on the new version; other features work against any backend.🤖 Generated with Claude Code