Update help banner to explain credits. Move /help first. Double help timeout

Author: jahooma

cli/src/components/help-banner.tsx

@@ -3,7 +3,7 @@ import React from 'react'
 import { BottomBanner } from './bottom-banner'
 import { useChatStore } from '../state/chat-store'
 
-const HELP_TIMEOUT = 30 * 1000 // 30 seconds
+const HELP_TIMEOUT = 60 * 1000 // 60 seconds
 
 /** Help banner showing keyboard shortcuts and tips. */
 export const HelpBanner = () => {
@@ -20,7 +20,9 @@ export const HelpBanner = () => {
   return (
     <BottomBanner
       borderColorKey="info"
-      text="Shortcuts: /commands • Ctrl+C stop • Ctrl+J or Option+Enter newline • @files/agents • ↑↓ history • !bash"
+      text={`Shortcuts: /commands • Ctrl+C stop • Ctrl+J or Option+Enter newline • @files/agents • ↑↓ history • !bash commands
+
+1 credit = 1 cent. Buy more with /buy-credits. Earn more from ads. Connect your Claude Subscription to pay for Claude models (Default and Max modes).`}
       onClose={() => setInputMode('default')}
     />
   )